Books For Childrren  


Making Personal Finance Fun and Easy | PayPerks #SpotlightOnChange





Investing like anything else is a skill which has to be learned and the good news is that there are plenty of opportunities to learn it. To begin with it's a good idea to have a plan. Your plan should cover exactly what it is you are investing for. Ok you know you want to invest for the future but exactly when in the future? 

Safe investing is really just a matter of following some common sense guidelines when it comes to that risk. Some of the best known and most successful investors of all time such as Ben Graham, Warren Buffett and Peter Lynch are all known for looking for straight forward opportunities to put their money into. 

In fact investing money while in college has so many benefits that it should probably be included on the curriculum. It's not just the self discipline of course there are many other skills you will learn. The analytical skills you need in selecting a suitable investment are the same ones you will be required to apply in the workplace. 

That being the case we can start to take steps to reduce the amount of money that we owe and also the amount we have to pay out each month. Think of it this way; Credit cards are not "bad", just like anything else they have plusses and minuses. Ok the minuses include horrendously high rates of interest but on the other side of the coin they can be invaluable in emergencies. 

The important thing to bear in mind with this is that you should only use reputable and trusted sources. Remember that the 'net is unregulated and anyone can put up a site without bothering to check their facts. Of the two choices I much prefer having a book if only for the peace of mind that it has been checked professionally. 

But you have to see if you can really afford to keep this minimum deposit with the bank because if your total deposited amount goes less than this, you will have to pay an additional charge. (iv) There may also be a limit on the number and the amount of withdrawals that you make from the savings account.