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Al Rajhi Bank Personal Finance





Facts show that even students and the unemployed are increasing the amount they owe. So what can we do about this situation? Well the first thing to recognize is that we are all responsible for our own borrowing. That being the case we can start to take steps to reduce the amount of money that we owe and also the amount we have to pay out each month. 

Bill Consolidation Service - How To Choose The Right One Using a bill consolidation service can be a way to become debt free for many people. To be clear it is not a way to just write off your outstanding credit or to walk away scot free from your financial obligations. No, it is a service offered by some companies to reduce the amount of your overall credit bill. 

All you have to do is multiply the monthly repayment by the term of the loan. Having done that it is simply a case of taking the bill consolidation figure from the credit card cost. Voila! You have got the amount you will save overall. That of course is just the start. You've got a ball park figure but you want to know the best don't you? 

They succeeded in driving the price up to around $54 an ounce before the authorities changed the rules on margin trading. As a result the market crashed spectacularly into freefall. If you had blindly followed them because you didn't know what you were doing but thought it was safe to do so because others were following them you could have finished up bankrupt. 

Remember that the 'net is unregulated and anyone can put up a site without bothering to check their facts. Of the two choices I much prefer having a book if only for the peace of mind that it has been checked professionally. But either way my advice is if you are a new investor and serious about learning the jargon you really can crack the code with a stock market dictionary. 

Of course if you are consolidating bills from credit cards you will probably find that the lower interest rate will make a huge saving in both the monthly repayment and the overall cost of the loan. Just don't make assumption though. Check it out carefully. It's your cash that we are talking about here and no one will take care of it better than you.